A budget for you and your people

Share the bills.Keep the rest.

Wangu is the budget for you, your partner, your family, your housemates or your friends. Everything runs payday to payday, you share what you choose, and what is yours stays yours.

iPhone and webNo bank login to startFree for up to two
Rent ticked off by Maya
Private stays private

How it works

One road between two paydays.

Calendar months do not match how you get paid, so Wangu runs payday to payday: weekly, fortnightly or monthly. Scroll and watch a pay period spend itself.

Left until payday£1,840
Try it yourself
Day 1 · Payday

The pay lands

Wangu starts a fresh period and lines every bill up against it, so you see the whole month before you spend a penny.

Day 2 · Shared

Rent and council tax −£918

Shared bills belong to everyone in the Kitty. Whoever pays ticks it off, and the whole household sees it.

Week 2 · Everyday

Groceries and the bus −£272

Every budget turns amber at 80% and red when you are over, so surprises show up early, not on payday.

Week 3 · Private

A gift nobody else sees −£145

Personal items stay personal. Everyone else sees only that something private exists, never what or how much.

Week 4 · Plan ahead

Plan, then spend −£221

Plan shows where your balance is heading to payday, so a night out is a choice, not a gamble.

Day 30 · Payday

Still in the green.

Money left, a daily allowance to the next pay, and a fresh start. Calm, on repeat.

Play with it

A real Wangu, with made-up people.

Tap around. Everything here runs in your browser on demo data. Nothing is saved and nothing is sent anywhere.

Four things to try

Maya, Tom and Sam share a Kitty. You are Maya. Work down the list, or just explore.

  • ✓Open Bills and tick off the electric
  • ✓Add a spend and watch the ring move
  • ✓Switch to Tom and see Maya's private gift hidden
  • ✓Open Plan and drag the day slider
That is the idea.Now make one with your own people.Start free

This is a simplified preview with demo numbers. The real app does a lot more, and your data never leaves your own Kitty.

What's inside

Calm on the surface. Plenty underneath.

Money left, at a glance

A ring shows what is left this pay period, split into what you have spent and what is still committed. A daily allowance tells you what is safe to spend today.

Plan ahead

See what is coming before it lands. Year view, what-if and price changes.

Chat in every Kitty

Talk about the bill on the bill. No screenshots in another app.

Money abroad

Sending money home? Live rate and an estimate of what arrives, across 160 currencies.

Smart help

Ask Wangu to spot savings or set you up from a statement. Preview first, undo any time.

Backed up, hourly

Typed confirmation before anything is deleted, and hourly backups behind it.

Trip Kitty

Split it. Settle it. Stay friends.

Start a Kitty for the occasion, invite the group and see who has put in and what is left. When the trip is over, it is over.

How Wangu is different

Built around people, not just accounts.

Most money apps start from one person and one bank connection. Wangu starts from the people and the pay period. A general look at common patterns, not a review of any one product.

What you getWanguBanking-app budgetsBank-feed trackersEnvelope budgeting apps
Budget runs payday to payday✓
Share bills and goals, keep your own pockets private✓––
Others see paid or unpaid, not your amounts✓–––
Ring of money left and a daily allowance✓–
Plan ahead: year view, what-if, price changes✓–
Works with any bank, start without a login✓––✓
Money sent abroad: live rate and what arrives✓––
Live bank feedsComing soon✓✓

✓ usually has it · some do · – rarely. Based on public app pages and reviews in October 2026; features change, so check before you decide. The Kitty column shows what is built today.

Set up

A few minutes, then it is yours.

StartPick your setup

Just me, a couple, a family, housemates or friends.

AddPut in your bills

Add what you pay and when you get paid. Wangu lines them up.

InviteBring people in

Share a join code. You approve who comes in.

PlanLook ahead

See what is due before payday and plan the big things.

Pricing

Free to start. Pay only if you need more.

One subscription covers a whole Kitty. Paid plans are coming soon and prices are a draft that may change before launch.

Free

£0

For one or two people

  • Up to 2 people in a Kitty
  • Shared and private items
  • Bills, spending and plan
  • Group chat
  • Three Learn lessons
Start free
Coming soon

Plus

£3.99 a month, or £34.99 a year

For families and friend groups

  • Everything in Free
  • Up to 6 people in a Kitty
  • Smart help from Wangu AI
  • Money abroad rate alerts
  • All Learn lessons
Coming soon
Coming soon

Pro

£7.99 a month, or £69.99 a year

For bigger groups

  • Everything in Plus
  • Unlimited people in a Kitty
  • Live bank feeds (coming soon)
  • Automatic bill tracking (coming soon)
Coming soon

Planning a one-off trip or event? A Trip Kitty will be a one-off £1.99. Bank connections are not live yet and nothing here asks you to link an account.

Trust

Built for the awkward conversations.

Private by default

Personal items are hidden from everyone else in your Kitty.

You approve who joins

Join codes only get people to the door. The owner lets them in.

Backed up

Hourly backups, and a typed confirmation before anything is deleted.

Yours to leave with

Your data belongs to you. We do not sell it.

Early-user quote coming soon.
Placeholder · a couple
Early-user quote coming soon.
Placeholder · a family
Early-user quote coming soon.
Placeholder · housemates

Questions

Answers before you ask.

Is Wangu only for couples?

No. Wangu works for one person, partners, families, housemates, friend groups and one-off trips. You can run several Kitties and switch between them.

How is Wangu different from my bank's budgeting tools?

Your bank sees your bank. Wangu sees your plan: payday-to-payday budgets, bills, shared goals and the people you share them with, across any bank. You choose what each person sees.

Can the others see everything I spend?

Only what you mark as shared. Personal items show up to others as hidden.

Do I have to link my bank?

No. You can start in minutes by adding bills and spending yourself. Live bank feeds are coming soon and will be optional.

What does it cost?

Free for up to two people. Plus and Pro, with bigger groups and extras, are coming soon. One person will pay for the whole Kitty. Pricing shown is a draft.

Where does it run?

On iPhone and in your browser. Your Kitties sync between the two.

Does it work outside the UK?

Yes. Wangu has regional setups, including Africa and Europe, and a money abroad tool for sending money home.

Give your money a calmer home.

Start free in a few minutes. Invite the people who matter when you are ready.

Start free
Start free